Secure a Guaranteed Monthly Income: Plan Smart with Our Post Office MIS Calculator
For individuals seeking a reliable, completely risk-free avenue to park their hard-earned capital while generating a steady stream of cash flow, the Post Office Monthly Income Scheme (POMIS) is an exceptional choice. Backed by the government, this investment vehicle is ideal for retirees, senior citizens, and conservative savers who prioritize capital preservation above all else. However, because interest rates are fixed by the government every quarter and strict statutory investment limits apply, manually mapping out your monthly payouts can be quite tedious. Our online Post Office MIS Calculator is a free, powerful digital tool designed to take all the complexity out of your financial budgeting. Whether you are planning to supplement your monthly pension, manage household expenses, or invest your payouts into another vehicle like a Recurring Deposit, this calculator provides instant mathematical precision. It enables you to evaluate multiple lump-sum possibilities in real time, giving you the clarity needed to optimize your portfolio. The user-friendly interface requires only a few basic inputs to generate an accurate breakdown of your earnings. Simply enter the total lump-sum amount you wish to deposit. The tool instantly applies the current prevailing interest rate and factors in the mandatory 5-year tenure of the scheme. In a fraction of a second, the calculator displays your exact monthly interest payout alongside the total interest you will accumulate over the entire 5-year lock-in period.
POMIS Calculator
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Max ₹9,00,000 for Single Account.
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Guaranteed Monthly Income
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Total Invested:
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Total Interest (5 Years):
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Maturity period is exactly 5 years. Principal amount is fully refunded at maturity.